Rates & Fees

*All Rates Subject to Change

Loan Rates

Home Equity Rates (First Lien)
Length Minimum A.P.R
3 yrs. $5,000.00 As low as 3.00%
5 yrs. $7,000.00 As low as 3.25%
7 yrs. $10,000.00 As low as 3.50%
10 yrs. $10,000.00 As low as 3.75%
12 yrs. $10,000.00 As low as 4.00%
First Lien Home Equity Rates - 100% to 70% LTV.
*No Closing Fee if loan is held for one year. Min. Refinance $3,000.00 (NEW MONIES)
Excludes out of state loans *
Home Equity Rates (Second Lien)
Length Minimum A.P.R
3 yrs. $5,000.00 As low as 3.50%
5 yrs. $7,000.00 As low as 4.00%
7 yrs. $10,000.00 As low as 4.50%
10 yrs. $10,000.00 As low as 5.00%
12 yrs. $10,000.00 As low as 5.50%
Second Lien Home Equity Loans -95% to 65% LTV
*No Closing Fee if loan is held for one year. Min. Refinance $3,000.00 (NEW MONIES)
Excludes out of state loans *
Personal Advances
Amount Length (up to 5 yrs) A.P.R
$250.00 to $1,200.00 12 Months As low as 11.50%
$1,201.00 to $2,400.00 24 Months As low as 11.50%
$2,401.00 to $4,000.00 36 Months As low as 11.50%
$4,001.00 to $6,000.00 48 Months As low as 11.75%
$6,001.00 to $12,000.00 60 Months As low as 11.75%
Used Vehicles & Motorcycles
Length A.P.R.
Up to 36 Months As low as 3.75%
Up to 48 Months As low as 4.00%
Up to 60 Months As low as 4.25%
2013-2007 (NADA Value)
"Previously owned"
100 - 80% LTY
Used Vehicles & Motorcycles
Used Vehicles
Up to 36 months
As low as 5.50% A.P.R.
2006 & OLDER (100-80% LTY)
New Vehicles & Motorcycles
Length A.P.R.
36 Months As low as 3.50%
48 Months As low as 3.75%
60 Months As low as 4.00%
72 Months As low as 4.25%
100-80% LTY on Cars,Vans,Trucks and Motorcycles 
"Never been Titled" *Motorcycles upto 5 yrs. only
- upto 120 days to refinance to receive "New" rate.
Boats
Type Length A.P.R
New Boats (100-80% LTY) up to 7 years As low as 4.50%
Used Boats (100-80% LTY) up to 5 years As low as 5.00%
Recreational Vehicles
Type Length A.P.R
New - 100-80% LTY up to 7 years As low as 4.50%
Used - 100-80% LTY up to 5 years As low as 5.00%
Mobile Homes (RV's)
One Year Special Loan
A.P.R.
As low as 6.50%
$2,000 Limit / No Refinancing
Two Year Special Loan
Two Year Special Loan
As low as 7.50% A.P.R.
$4,000.00/No Refinancing
Share Secured 100%
Length A.P.R.
1-3 yrs. 2.25%
4-5 yrs. 2.50%
6-7 yrs. 2.75%
Minimum $2,500.00 (NEW MONEY)Refinancing
Visa Rates
Classic Visa Rate A.P.R. - 12.15%
$250.00 to $7,000.00 limit
Gold Visa Rate A.P.R. - 10.15%
$5,000.00 to $10,000.00 limit
-Debt Ratio of 38% or less is required at all times on Visa Gold Cards
Second Chance Classic Visa Rate A.P.R. - 16.15%
Interest Refund
There will be no Interest Refund at this time.
Loan Rates
Disclosed and is based on your credit worthiness.

All Loan Rates are subject to change with every board of directors meeting.

All loans are subject to the cross collateralization clause appearing on your loanliner note and disclosure.

The Credit Union has the right to apply your shares from any accounts that you are on for delinquent loan payments.

Account Rates

Share A (Savings)
Amount A.P.Y.*
$0.00 to $99.99 0.00%
$100.00 & Over 0.50%
There is a monthly $1,250.00 maximum deposit between savings and club account deposits.
Share H&V (Christmas Club and Vacation Clubs)
Amount A.P.Y.*
$0.00 & Over 0.30%
There is a monthly $1,250.00 maximum deposit between savings and club account deposits.
Share I (IRA) Including Roth IRA
Amount A.P.Y.*
$0.00 & Over 1.00%
No IRA Rollovers
Share X (Share Draft or Checking)
Amount A.P.Y.*
$0.00 to $399.99 0.00%
$400.00 & Over 0.15%
Dividends
DIVIDENDS ARE POSTED ON THE LAST DAY OF THE QUARTER FOR THE PRIOR 3 MONTHS. *A.P.Y. (ANNUAL PERCENTAGE YIELD)
  

NCUAThis credit union is federally-insured by the National Credit Union Administration

Equal Housing LenderWe do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act


Member Cellular Discounts with Sprint

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Phone: (412) 928-8500 - 1-800-992-9593 - Fax: (412) 928-8545
URL: www.pghffcu.com

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