International Credit Union Day!
Don't forget to stop by on Thursday Oct. 19, 2018 for hot dogs, refreshments and 2018 calendars. 




How to find out if you're affected by the Equifax breach.

Equifax suggests you sign up for credit file monitoring and identity theft protection. It is providing free service for one year through TrustedID Premier -- whether or not you've been affected by the breach.

If you see any unauthorized activity, immediately report it to your bank and/or credit card company. If you believe you've been a victim of identity theft, you should also contact law enforcement.

Another way to protect yourself is by immediately placing fraud alerts on your credit reports.  This means that a lender must contact you to verify your identity before it issues credit in your name. You can place an alert on your report for free by contacting one of the credit agencies, which is required to notify the other two. It will last for 90 days and can be renewed or a long term freeze on your credit. 

 To enroll, go to www.equifaxsecurity2017.com and click on the Check Potential Impact tab. You must submit your last name and last six digits of your Social Security number there.

At that point you'll receive a message telling you whether you've been impacted by the hack. Then you'll be given a date when you can return to the site and sign up for the monitoring service. The enrollment process is scheduled over several days to minimize delays, the Equifax website says.

If you sign up for Equifax's offer of free protection, you may be limiting your rights to sue and be forced to take disputes to arbitration. But you can opt out of that provision if you notify the company in writing within 30 days.

Equifax also recommends that you review account statements and credit reports yourself to check for incidents of fraud. You can request a copy of your credit report online at www.annualcreditreport.com. You are allowed a free copy once a year from each of the three credit reporting agencies: Equifax, Experian, and TransUnion

A freeze takes your credit report out of circulation. If someone else goes to take out a loan in your name, the lender will not be able to pull your report and therefore cannot extend the credit. If you want to take out a loan yourself, you'll have to contact the reporting agency to temporarily lift the freeze. Fees to freeze your account vary by state, but commonly range from $5 to $10.

The Federal Trade Commission's website, www.ftc.gov/idtheft, also offers information about how to protect yourself against fraud.

If you have more questions for Equifax, the company has set up a designated call center at 866-447-7559.

Information supplied from Equifax. 




Electronic Bill Payment &  Mobile Banking


Our Electronic Bill Payment and Mobile Banking, will be performing scheduled maintenance for their disaster avoidance exercise on the weekend of October 21-22, 2017. During this time, E-services will be unavailable from 11:00 p.m. ET on Saturday, October 21, 2017, to 11:00 a.m. ET on Sunday, October 22, 2017.



 Please Note: you will not be able to utilize bill payment from a mobile device as well as the computer.


                     




       GrooveCar

Looking for a Car:  GrooveCar - Sick of walking around several car lots and can't decide what you want, take 1 (one) trip to our website and browse thousands of vehicles with a touch of a button.  GrooveCar allows you to look at all vehicles new or used and get pricing from the dealers in your area without ever leaving your comfy couch.  You can get the value of your car, payments and FREE CARFAX REPORTS. 

Make sure you have your Home Banking log on information to apply online to make your car buying experience even easier.

If you need to enroll for our Home Banking it's simple,  click on the Online Banking tab to the left and complete a few questions.  Yes it's that simple, then you can view all of your accounts, set up e-statements, pay bills, get e-alerts and check out our new Mobile Banking.  Apply Today!




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      (click on the Picture for the direct link to the Coats for Kids Foundation)












  

  Giving Back to our Troops

                 For more information about OTA go to http://operationtroopappreciation.org/ 


We have had a few members call in and report receiving phone calls stating that their        Debit/Credit card was locked. 

 The automated system ask for you to type in your card account number in to unlock it.

PLEASE DO NOT SUBMIT CARD INFORMATION TO AN UNKNOWN SOURCE, ESPECIALLY IF YOU DID NOT INITIATE THE CALL.

  THE CREDIT UNION WILL NEVER ASK FOR CREDIT/DEBIT CARD NUMBERS.


  





Disclaimer: The Credit Union will never Solicit, Call or Send Emails asking for members information.


NCUAThis credit union is federally-insured by the National Credit Union Administration

Equal Housing LenderWe do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act








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Phone: (412) 928-8500 - 1-800-992-9593 - Fax: (412) 928-8545
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